Rideshare services are relatively new in the transport industry, but the companies have grown dramatically in recent years. Lyft and Uber are the leading corporations in terms of progression, and the growth can be attributed to their convenience, affordability, and ease of access.
But despite the momentum gain, there have been numerous reported accidents that involve Lyft vehicles and drivers. At the same time, there aren’t many elaborate laws about accidents that relate to these rides, and you might face difficulty seeking compensation. Fortunately, you can quickly avoid the hurdles by partnering with an experienced Cumming rideshare accident lawyer.
It’s Difficult to File a Lyft Accident Claim without Legal Guidance
Unlike typical car accident claims, those involving Lyft vehicles can get messy. If you don’t know the state laws or process of seeking legal remedies, it’ll not be easy to recover compensation from the responsible party and insurance company due to the following reasons:
It’s a Fairly New Industry
Rideshare companies haven’t been around for long; hence there are no specific laws regarding what needs to happen or be done right after an accident. The lack of regulations typical to rideshare service accidents means t’s relatively harder to obtain the deserved compensation.
You May Have Difficulty in Determining Fault
It’s also challenging to determine the one who’s legally responsible for your loss because the move hinges on several activities. What condition or period your Lyft driver was in during the crash and whether you were hurt as a passenger will affect the insurance agency you’re dealing with. Generally, the following parties may be liable:
- The Lyft driver
- The rideshare company
- Other motorists involved in the crash
There Are Unique Insurance Rules
Unlike standard car accidents, numerous insurance policies are often available. Insurance companies will always want to settle immediately. But if you do this, you’ll give up your right to recover damages from the incident.
Insurance coverage difference is usually based on what period the driver was in before the accident.
- If they weren’t logged into the app, the ridesharing company would provide no coverage. As a result, the driver will be legally liable for the resultant damages.
- Once the driver logs into the app but hasn’t yet accepted a ride request, Lyft will cover their driver if they injure someone in a road accident. The limits include up to $50,000 for bodily injury, $100,000 per accident limit, and $25,000 for property damage.
- If the driver logs into the app, acknowledges a ride request and is headed to pick the passengers before someone gets injured, the company will have $1 million as liability coverage to cover bodily harm and other damages.
- If they accept a ride and have a passenger with them, the company will offer up to $1 million as liability coverage and limited coverage for uninsured motorists and property damage.
Insurers Are Uncooperative
You still must be concerned even after the insurance company has acknowledged the accident wants to compensate you because it’s still not easy to earn the deserved compensation. Being businesses, insurance companies prioritize profits more than a client’s or victim’s best interests. As such, the adjuster will likely try to apportion a more significant percentage of the blame and delay the settlement to convince victims to accept low-ball offers.
You Are Under Time Constraints
Every second matters. Apart from seeking healthcare services immediately, you must also consider legal remedies. According to Georgia’s statute of limitations, victims and eligible parties have only two years to pursue action for damages caused by a Lyft accident resulting from another party’s negligence.
This period will commence on the accident date. If you don’t meet this deadline, you could lose your claim and may never be able to seek legal remedies for the accident again.
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Determining Negligence in a Cumming Lyft Accident
If you’re involved in a Lyft accident, it shouldn’t surprise you if the other party or insurance company blames you for the accident that caused your injuries. This is possible because the modified comparative negligence rule comes into play in any location within Georgia. According to this law, plaintiffs can recover settlement or compensation from the responsible party if their percentage of blame is below 50%.
You can avoid the above challenges by working with an experienced Cumming Lyft accident attorney.
How Can a Lyft Accident Attorney in Cumming Benefit Your Case?
With all the hurdles above, filing a personal injury claim would be suicidal if you don’t understand the relevant laws. Fortunately, a reputable Cumming Lyft accident attorney will help you navigate the challenges that could limit you from getting justice.
Here’s why you should involve the experts of the law:
- All the parties involved in the car accident claim will prioritize their best interests without being concerned about your rights, including your insurer. It’s only your Lyft accident attorney who’ll fight for your rights and well-being.
- Your attorney will help you access specialized treatment from their vast network of healthcare practitioners.
- Numerous factors can limit your compensation, but your attorney will protect you from any form of exploitation or rights violation.
- Your Lyft accident attorney will help gather evidence and build a solid case to secure your chances of fair compensation.
- They’ll compile all the damages to ensure you get the compensation that can cover every out-of-pocket expense and loss you incurred.
- A Lyft accident attorney will give you peace of mind, which is crucial for your recovery from the injuries.
- Negotiations require experience and knowledge of the process. Fortunately, your Cumming car accident attorney will deal with this and fight for adequate compensation.
Contact a Reliable Cumming Lyft Accident Lawyer
An accident involving a rideshare company like Lyft can be complicated. You require vast experience and a deep understanding of the relevant laws, the contributory negligence concept, and the challenges of dealing with multiple insurers out to pay as little as they can. An attorney will give you an advantage if you don’t have the above knowledge.
An experienced Lyft accident lawyer in Cumming is conversant with the rules and process of seeking compensation. They’ll evaluate your case at no cost and charge a contingency-based fee. Call today for a free consultation.
404-400-4000 or complete a Free Case Evaluation form