Do I Need a Lawyer for a Rideshare Accident Claim?

Yes, having a lawyer for a rideshare accident claim can greatly improve your chances of receiving fair compensation. Handling these claims on your own can be difficult due to the multiple parties involved, such as the driver, the company, and various insurance providers. 

An Atlanta rideshare accident lawyer understands rideshare policies and state laws, helping you pursue the maximum compensation for your injuries, medical expenses, lost wages, and other damages. Their experience in dealing with these cases can significantly enhance the likelihood of a favorable outcome.

How Can a Lawyer Help With My Uber or Lyft Accident Claim?

An Atlanta Uber accident lawyer can assist in handling the challenges of your claim, such as determining who is at fault and dealing with the various insurance policies involved. Whether you were a passenger, pedestrian, or another driver, a lawyer will work to build a strong case for your compensation.

Likewise, an Atlanta Lyft accident lawyer is familiar with the unique factors that impact Lyft accident claims, from coverage rules to requirements for compensation. Having legal support for either type of rideshare accident helps ensure you follow the right steps to pursue recovery for your injuries and damages.

What Does Uber’s Insurance Cover for Drivers and Passengers?

Uber’s insurance coverage depends on the driver’s status. If a driver is waiting for a ride request, limited liability coverage applies. Once a ride is accepted or a passenger is in the car, coverage increases to include liability, uninsured/underinsured motorist, and contingent collision coverage.

How Does Lyft’s Insurance Policy Work for Accident Claims?

Lyft’s insurance varies based on app status. If the driver is offline, their personal insurance applies. While waiting for a ride request, limited liability coverage is available. If the driver is en route to a passenger or transporting one, the policy includes liability, uninsured/underinsured motorist, and contingent collision coverage.

What Compensation Can a Rideshare Accident Lawyer Help Me Recover?

A rideshare accident lawyer can help you pursue a variety of damages based on your case specifics. This often includes economic damages like:

• Medical expenses
• Lost wages
• Property damage

Additionally, a lawyer will assist in seeking non-economic damages, such as:

• Pain and suffering
• Emotional distress

In certain cases, a lawyer may also pursue punitive damages. These are meant to penalize reckless behavior and deter similar actions in the future. Having a lawyer helps you understand all possible compensation types and maximize the value of your claim.

Can a Rideshare Accident Lawyer Help if My Claim is Denied

Yes, a rideshare accident lawyer can help if your claim is denied. Rideshare companies often have complex insurance policies and strict procedures, making it difficult to recover compensation on your own. A lawyer can review the reasons for the denial, gather additional evidence, and appeal the decision if necessary.

Additionally, a lawyer will explore other avenues for compensation. This could include filing a claim against the driver’s personal insurance or pursuing legal action against the responsible party. With a lawyer’s help, you have a better chance of overturning a denial and receiving the compensation you deserve.

How Are Rideshare Accident Claims Different from Other Car Crash Claims?

Rideshare accident claims have unique aspects that set them apart from standard car crash cases. From driver classification to multiple insurance policies, these claims can be complex, which is why you need a lawyer for a rideshare accident claim. Below are some key differences that a lawyer can help you address.

Drivers Are Independent Contractors

Unlike other car accident claims involving employees, rideshare drivers operate as independent contractors. This distinction can make liability more complicated, as companies may try to distance themselves from the driver’s actions. Understanding this difference is crucial when seeking compensation from both the driver and the company.

Multiple Insurance Policies Apply

Rideshare accidents often involve multiple insurance policies. In addition to the driver’s personal insurance, the company typically has its own commercial coverage. Determining which policy applies can be challenging, especially when the company’s coverage depends on the driver’s app status at the time of the collision.

Coverage Depends on Driver’s Status

The level of insurance coverage changes based on the rideshare driver’s activity. If the driver is offline, only their personal insurance applies. However, when the driver is waiting for a ride request, limited liability coverage kicks in. If the driver is en route to pick up or transport a passenger, the company’s full coverage applies.

Higher Coverage Limits May Be Available

Rideshare companies often provide higher liability limits than standard car insurance policies. While this can work to your advantage, understanding how to access this coverage and whether it applies to your situation can be complicated. An experienced rideshare accident lawyer will help identify what coverage limits apply to maximize your potential compensation.

Get Help From a Lawyer for Your Rideshare Accident Claim

If you’ve been involved in a rideshare accident, understanding the claims process and your rights is essential to securing fair compensation. Rideshare accidents can be complicated, and having experienced legal support is crucial to ensuring you receive the recovery you deserve.

John Foy & Associates has successfully recovered over $1 billion for clients. Don’t leave your case to chance—our team is ready to guide you through every step of your claim. Contact us today to discuss why you need a lawyer for a rideshare accident claim.