Medical bills can add up quickly, especially if you are dealing with a personal injury case. It’s important to understand how these bills will be paid while your case is still pending in order to avoid financial strain.
Fortunately, there are options available to help cover your medical expenses while your case is being resolved. Knowing your options can provide peace of mind and allow you to focus on your recovery.
A personal injury lawyer in Atlanta can help you explore how medical bills can be paid while your case is pending and discuss the different resources and strategies available to assist you during this challenging time.
What Are My Options for Paying Medical Bills While My Accident Claim Is Pending?
Dealing with a personal injury can be a stressful and overwhelming experience, especially when it comes to the financial aspect of things. Medical bills can quickly add up, leaving you wondering how you will be able to pay for them while your case is pending.
Fortunately, there are a few options available to help you manage your medical bills while your case is being resolved:
Health Insurance
If you have health insurance, it is important to make sure that all of your medical bills are being submitted to your insurance provider. Your health insurance will typically cover a portion of your medical expenses, helping to reduce the overall cost burden on you.
Medical Payment Coverage
Some auto insurance policies have medical payment coverage, also known as MedPay, which can help pay your medical bills after a car accident regardless of who was at fault. This coverage can be used to pay for medical bills, ambulance fees, hospital stays, and other medical-related expenses.
Medicaid or Medicare
If you qualify for Medicaid or Medicare, these government programs can help cover the medical expenses related to your injury. However, it is important to note that these programs may seek reimbursement from any settlement you receive in your personal injury case.
Negotiate Payment Plans
Many healthcare providers are willing to set up payment plans for patients who are unable to pay their bills in full. Contact your medical providers and explain your situation – they may be willing to work with you to create a payment plan that fits your budget.
In some cases, your personal injury lawyer may be able to help negotiate or assist you in getting the payments delayed through a medical lien.
Medical Liens
Hospitals and doctors may agree to a lien where they wait for payment until case resolution instead of billing upfront. Liens ensure providers get paid first from a settlement.
A medical lien is a legal claim filed by a health provider against potential compensation from a settlement or judgment. By agreeing to a lien, providers essentially loan the injured person their medical costs interest-free until the case concludes.
Liens remove upfront out-of-pocket medical expenses for the patient so they don’t need to pay bills while pursuing reimbursement. Settlement funds are distributed first to satisfy all recorded liens before the injured person receives any money.
Get the strong arm
The Process May Take Some Time
While it may seem like there is no end in sight to the legal process, it is important to stay patient and work with an experienced attorney to advance your claims.
By remaining diligent and persistent, with the right legal representation, you can increase your chances of receiving the compensation you deserve for your injuries or damages.
Lawyers understand how to negotiate higher settlements for your accident claim, so it is advisable to stay the course and work with an attorney on your injury claim.
Be Proactive and Patient
It can be frustrating to be involved in a legal claim, especially when you are in need of compensation for injuries or damages resulting from an accident. Hiring an injury attorney can protect your rights and ensure that your legal claims are being properly advanced.
However, it is important to understand that the process can take time, as insurance company defense attorneys often use delaying tactics to stall the progression of your case. Additionally, the court system itself may also contribute to delays.
For many plaintiffs with pending personal injury claims, the waiting period can be financially straining. It is crucial to seek help and support during this time. Your personal injury lawyer in Atlanta can help you navigate these difficulties and make the process move as swiftly as possible.
Contact a Personal Injury Attorney in Georgia to Discuss Your Injury Claim
If you or a loved one has been seriously injured due to someone else’s negligence, it is crucial not to delay in seeking legal action. Waiting until medical expenses become overwhelming can hinder your ability to seek the compensation you need and deserve.
By speaking John Foy & Associates Personal Injury Law today, you can start the process of filing a personal injury lawsuit against the at-fault party. An experienced attorney can help you navigate through this complex legal process.
We can fight for your rights to receive compensation not just for medical bills but also for lost wages, physical pain, and emotional suffering. Contact us today for a free case evaluation.
404-400-4000 or complete a Free Case Evaluation form