How to File an Insurance Claim with Lyft

Filing a claim with the insurance company is one of the best ways to recover damages after an accident. However, you may need help with how to proceed with your claim and prove the value of your damages to recover your losses in full. 

With help from an experienced Lyft car accident attorney, you can spend time recuperating while we manage the legal details on your behalf. Here is more about the steps you should take to pursue your insurance claim after a Lyft accident:

Filing a Lyft Insurance Claim 

There are several ways to file an accident insurance claim against Lyft. Generally, you can do so through the Lyft app or with help from your Lyft accident attorney.

From the App in 4 Easy Steps

If you were traveling as a passenger in a Lyft at the time of your accident, one of the quickest ways to file your claim is through the Lyft app. Here are the steps to follow:

1. Open the menu section of your Lyft app.
2. Click on the “Help” button.
3. Under “Report a safety issue,” click “Report a safety issue or accident.”
4. Next, click the “Accident” button and fill out the information requested by Lyft.

However, filing your claim directly with Lyft may not be your best choice. Remember, Lyft has something to lose by paying out on your insurance claim. They are also unwilling to have their name associated with customer accidents. For this reason, they may be less willing to settle your claim fairly or reasonably.

Using a Lyft Accident Attorney

The best way to protect yourself is by having your Lyft accident attorney help you file your claim. Instead of directly filing your claim through the app, your lawyer can contact Lyft’s auto insurance provider to file a claim. 

This way, we deal directly with the insurance company instead of with Lyft. We do not need to rely on Lyft communications to process your claim. By working with the insurance company, we can bypass any restrictions placed on your Lyft account after filing a claim.

How Does Lyft Handle Accidents?

Lyft and rideshare accident claims are far more complex than traditional car accident cases. Fortunately, when you have been injured in an accident with this rideshare provider, you can file a lawsuit against Lyft, the Lyft driver, and other third parties if their negligence or wrongful actions caused your injuries.

Your experienced Lyft accident lawyer will be by your side to help you navigate the claims process and maximize the compensation you deserve for your damages. Lyft will likely attempt to avoid liability wherever possible. They have a $1 million auto insurance policy for car accidents like yours.

Your attorney will carefully evaluate the evidence in your case to determine whether Lyft should be held accountable for your damages. They will also work to determine whether the Lyft driver should be sued individually and how to approach your insurance claims.

How Long Does It Take Lyft to Investigate an Accident?

Generally, it can take anywhere from 30 to 60 days for Lyft to investigate a car accident. 

Because each scenario is unique, it is difficult to say how long it may take Lyft to investigate your accident. Remember, it is not in their best interest to move forward with your case quickly. Do not be surprised if Lyft attempts to delay the processing of your claim. 

When the insurance company ultimately makes you a lowball offer, you may need help financially and be tempted into accepting less than your claim is worth. It is not in your best interest to accept this initial offer when your attorney can negotiate a better settlement.

When Your Lyft Insurance Settlement Is Not Enough

It is common for Lyft accident insurance settlements to be lacking. Insurance companies only cover medical expenses and property damages after an accident. This means there may be many other economic and non-economic damages you deserve that will not be reimbursed in an insurance claim.

When this happens, you have other opportunities to pursue justice. You could file a claim with your insurance company if you purchased no-fault protection coverage. You can also file a personal injury lawsuit. This will take your Lyft accident case to court to hold them accountable to the fullest extent of the law. If your lawsuit is successful, you can recover all the damages you have suffered.

The Potential Value of Your Lyft Accident Claim 

To determine how much your Lyft accident lawsuit is worth, your attorney must review how your life has been affected by your accident and resulting injuries. Here are some of the top damages Lyft accident victims recoup after a collision:

Lost Wages

Insurance might not cover lost wages, but bringing your case to court means you can recover compensation for your loss of income. Any time you took off work that resulted in wage losses will be considered. You should also seek compensation for the following:

• Loss of employee benefits
• Loss of potential salary increases
• Diminished earning potential
• Loss of bonuses and holiday pay

Emotional Trauma

Insurance does not cover non-economic damages. However, being involved in a car accident of any kind is traumatizing. The emotional devastation of the accident could significantly impact your life. 

When you struggle to cope, no amount of money will compensate for it. However, with a reasonable settlement offer, you can afford to obtain the care you need to get through these difficult times and move forward with your life.

Get in Touch with a Lyft Accident Lawyer Today

Your Lyft accident insurance settlement may not be enough to cover your damages. If you want to get the most out of your claim and recover the compensation you deserve, you may also need to take your Lyft accident claim to court. 

Discuss your legal options for financial relief further when you contact a dedicated Lyft accident lawyer at John Foy & Associates for a free, no-obligation consultation. Please fill out our secure contact form or call our office to get started on your Lyft accident insurance claim as soon as today.